NZ Loan Interest Rates

Provider Rate Type
ASB 1 Year Fixed Rate Mortgage

Rate indicated is the Housing Fixed (12 Month) Rate. Once this period is over the standard variable rate will be applied. An LVR of 80% is required.

APR 4.79%
Jul 2018
BNZ 1 Year Fixed Rate Home Loan

Rate indicated is based on the Classic home loan product.

APR 4.99%
Jul 2018
Westpac New Zealand 1 Year Fixed Mortgage
  • fix the term of the interest rate you pay from 6 months up to 5 years. Compare our fixed interest rates here
  • budget with confidence knowing your payments do not need to change for the whole fixed rate term
  • you can split your loan into different fixed rate terms or mix and match with floating and capped rates
  • increase your regular repayments by up to 20% of the minimum repayment at any time during the fixed rate term without break costs
  • increase your certainty by locking in a fixed rate up to 60 days before you draw down your loan or your existing fixed rate expires
  • at the end of your fixed rate period you can roll over onto a new fixed rate, switch to a floating rate or mix and match fixed and floating options
  • choose the repayment structure that works best for you � Table, Reducing or Interest only
APR 4.99%
Feb 2018
ANZ New Zealand Floating Home Loan

This loan rate is applicable to the 'floating rate'. It will change in line with the market, it has a maximum loan term of 30 years with a maximum borrowing of up to 95% of the propertys value. For more information please visit the ANZ NZ website.

APR 5.19%
Aug 2019
Bank of Baroda New Zealand Variable Rate Mortgage

Purpose:For Purchase of New House , Construction, Investment & Take over from other Bank.

Limit:Maximum up to NZD 1 million. Subjected to 60 times of gross monthly salary for salaried/self employed or 80% value of the house, which ever is lower.

Rate of Interest: 5.75% Floating (2% below Bank Base Lending Rate**) (Interest Rate changed w.e.f. 01-09-2014)

Period : Up to 25 Years

APR 5.25%
Jun 2018
TSB Bank 5 Year Fixed Mortgage
With the interest rate set at the beginning of the fixed term, you can be certain of how much your loan will cost you over that period. For new lending, fixed rates can be held for up to 60 days once your loan is contracted.
APR from 5.69%
Feb 2018