Rate indicated is the Housing Fixed (12 Month) Rate. Once this period is over the standard variable rate will be applied. An LVR of 80% is required.

• fix the term of the interest rate you pay from 6 months up to 5 years. Compare our fixed interest rates here
• budget with confidence knowing your payments do not need to change for the whole fixed rate term
• you can split your loan into different fixed rate terms or mix and match with floating and capped rates
• increase your regular repayments by up to 20% of the minimum repayment at any time during the fixed rate term without break costs
• increase your certainty by locking in a fixed rate up to 60 days before you draw down your loan or your existing fixed rate expires
• at the end of your fixed rate period you can roll over onto a new fixed rate, switch to a floating rate or mix and match fixed and floating options
• choose the repayment structure that works best for you � Table, Reducing or Interest only

Fixed

With the interest rate set at the beginning of the fixed term, you can be certain of how much your loan will cost you over that period. For new lending, fixed rates can be held for up to 60 days once your loan is contracted.